Community Managed Micro Finance (CMMF) program enables Men and women to be actively involved in the development of their households and community. Most Masai women entirely depend on their husbands since they don’t have a source of income hence viewed as a burden over time.
Janet Sandera is a 23 year old Masai woman, married with one child. She lives in Nkoilale -Masai Mara where our partner Basecamp foundation implements the CMMF program. Janet did not go far in her studies. She was in class 4 in high school at the time the father died and because her mother could not afford to pay the school fees, she dropped out. Her mother later raised some money that could pay for Janet’s fees in a polytechnic school in Nakuru. Here Janet enrolled into tailoring and beauty course where she learnt to tailor clothes, beading work and about various beauty products and their application.
When Janet finished school in 2014, she got a job as a sales person for Animal medicine in Nkoilale. “While working, I noticed women meeting in groups and I admired them because they were saving and borrowing to start businesses. So I asked to join one of the groups called Olmasel CMMF group which I am now a member” she stated. They meet every Thursday and she saves 100KSH (Approx. 1USD) for saving and 150KSH (Approx. 1.5USD) for social fund.
While working, I noticed women meeting in groups and I admired them because they were saving and borrowing to start businesses. So I asked to join one of the groups called Olmasel CMMF group which I am now a member.
Janet borrowed 50,000KSH as capital to start the shop which is now five months. Apart from selling different household items and food stuffs in the shop, she also tailors and sells Masai beaded clothes which are her highest source of profits. In a month she makes 40,000KSH (Approx. 40SD) of which she takes off 11,000KSH (Approx. 11USD) to repay the loan. On average she makes a monthly profit of 7,000-8,000KSH (Approx. 70-80USD).
Janet has been able to work hand in hand with her husband to support their household. She testifies that her husband is very supportive and involved in the business. She is also currently supporting her mother to take care of her four siblings in school and meet the home requirements.
“I plan on expanding our Shop and continue to support my mother and siblings.” she stated with great ambition. Janet has passion for younger girls in her community and therefore she plans on helping her fellow girls to learn how to start small businesses like she did.